Net Worth Trajectory Projector
Chart your financial destiny. See how your net worth can grow over the next 30 years based on your income, savings, and investments.
Your Financial Snapshot
Your 30-Year Projection
Visualizing Your Financial Future: The Power of Trajectory
Building wealth is a marathon, not a sprint. It's the result of small, consistent decisions compounded over decades. But the long-term nature of this journey can make it difficult to stay motivated. It's hard to see how saving a few hundred dollars today translates into financial freedom tomorrow. Our Net Worth Trajectory Projector is designed to bridge that gap. It's a powerful tool that takes your current financial snapshot and projects it into the future, providing a stunning visual representation of how your wealth can grow over time.
Your **net worth**—the value of your assets minus your liabilities—is the ultimate measure of your financial health. This calculator simulates its growth year by year based on the key levers of wealth creation. It starts with your current income and applies your expected **income growth**. From that, it takes your **savings rate**—the single most important habit for building wealth—and adds that amount to your net worth. Finally, it applies your expected **investment return** to your accumulated wealth, demonstrating the incredible power of compound interest.
The result is not just a final number, but a beautiful chart showing your financial **trajectory**. Watching the curve sweep upwards reveals the long-term consequences of your decisions today. See how a small increase in your savings rate can dramatically alter your future. Understand the immense impact of your investment return over 30 years. The calculator also highlights key milestones, showing you how many years it will take to reach $100k, $500k, and the coveted millionaire status. This isn't just a calculator; it's a window into your financial potential, designed to inspire, motivate, and empower you to build the future you deserve.